Wealth Management is a type of financial planning that provides high net worth individuals and families with private banking, estate planning, legal resources, and investment management, with the goal of sustaining and growing long-term wealth. Whereas financial planning can be helpful for individuals who have accumulated wealth or are just starting to accumulate wealth, you must already have accumulated a significant amount of wealth for the wealth management process to be effective.

财富管理是一种提供高净值个人、家庭与私人银行、地产规划、法律资源、投资管理的财务规划，其目标是支持和增长长期财富。而财务规划有助于已经积累了财富，或者刚开始积累财富的个体，因此你必须通过积累大量财富来进行有效的财富管理。

Wealth management这个词我还是第一次到过，所以用翻译软件做了翻译，不知道翻译得如何。其他的都是我一字一句根据语法翻译的，希望对你有所帮助。