1、 国际商会应对信用证软条款问题进行明确界定

　　上文已经提到，国际商会对信用证软条款没有明确界定，对其性质没有进行定性，也没有相应的机制设计，各国对于信用证软条款的问题还处于探讨阶段，这对于解决目前比较多的软条款问题十分不利。国际商会虽然是私人机构[102]，但它是制定信用证制度的权威，其所制定文件能得到各国的适用。因此，作为制定《UCP500》的国际商会，应对此问题进行深入的探讨和研究，然后，对软条款问题进行全面的界定，并设计出适合信用证机制的相应运行方法，结束目前这种混乱的局面，做到“有法可依”。

　　2、 统一信用证的格式和统一必须审核的信用证条款

　　信用证软条款产生的原因之一就是信用证中的条款约定随意性太强，进口方可以利用受益人的弱点或者疏忽大意，规定软条款限制受益人，以致利用信用证软条款进行欺诈。关于信用证的格式、内容和措辞，世界各地均无统一标准。但对其基本内容和必备条件却形成一致意见。主要是开证行名称、开证日期地点、信用证号码、受益人名称和地址、开证申请人、信用证性质、汇票要求、货物内容、装运条款、信用证有效期、保证责任条款、开证行签字。[103]如果国际商会能够研究出科学的解决信用证软条款的方法，制定统一的格式和必须审核的条款，不但能节省信用证当事人在制定每一个信用证所花费的时间和精力，而且对于克服信用证在这方面的缺陷，完善信用证的运行机制有着极其重要的意义。正因为如此，国际商会自成立以来，一直致力于信用证格式的标准化。1951年以159号出版物公布了信用证标准格式；此后，又于1970年重新制订，以268号出版物公布，并定名为《跟单信用证开证格式》(Standard Forms for the Issuing of Documentary Credit) ；1979年，国际商会再次以323号出版物公布了新型的标准格式，1984年又有所修订。虽然，国际商会所制定的标准格式还没有被各国被银行所接受，但是，制定统一格式的趋势是不可阻挡的。而且在有些国家和有些领域已经有所突破。美国早在1922年就曾经制定了一套标准格式，称为“商业信用证大会格式”(Commercial Credit Conference Form)，但是由于各家银行对其形式及其用语意见分歧太大，最终未被全面采用。这也表明了美国对统一信用证格式的重视。在国际备用信用证业务中，所用的格式已经高度统一，也给国际信用证业务中采取统一的格式，规定统一的条款提供了依据，借鉴和样本。很有理由相信，国际商会在不久的将来，就会制定出各国都接受的统一的信用证格式来，这个格式应该是建立在充分平衡信用证当事人的基础之上，能够把信用证的“受益人欺诈”和“软条款欺诈”的可能性将为最低。

1, the International Chamber of Commerce to issue letters of credit soft terms defined

As already mentioned, the International Chamber of Commerce on soft terms of letters of credit have not been clearly defined, not its qualitative nature, and no corresponding mechanism design, all soft terms for letters of credit problems still in the exploratory stage, the solution to the current more The soft terms very unfavorable to the problem. Although the International Chamber of Commerce is the private sector [102], but it is to develop the authority of the letter of credit system, which developed countries of the document can be applied. Therefore, as the development of "UCP500" of the International Chamber of Commerce, this issue should be carried out in-depth discussions and studies, and then, on soft terms of a comprehensive definition of the problem and design a suitable mechanism for the corresponding letters of credit method of operation, the end of the current chaos Situation, to "the law."

2, unity and reunification of the format of letters of credit must review the terms of the letter of credit

Letters of credit have a soft terms of the letter of credit is one of the reasons why the terms of agreement is too arbitrary, importers can use the beneficiaries of the weakness or negligence, provides soft provisions of the beneficiaries, resulting in the use of soft terms of the letter of credit fraud. Letters of credit on the format, content and wording of the rest of the world had no uniform standards. But its basic content and is essential for a consensus. Is open to permit the name, date of issuing locations, letters of credit numbers, names and addresses of the beneficiaries, the applicant a permit, the nature of letters of credit, bills of exchange requirements of the goods, shipment of articles, letters of credit period to ensure that terms of responsibility, issuing The signature line. [103] If the International Chamber of Commerce to come up with a scientific solution soft credit terms of the way, formulate a unified format and the need to review the terms of letters of credit not only to save the parties in the development of each letter of credit by spending the time and energy, but also for Letters of credit in this regard to overcome the deficiencies, and improve the operational mechanism has a letter of credit is extremely important. Because of this, since the establishment of the International Chamber of Commerce, has been committed to the standardization of letters of credit format. 1951, to 159 publications published a standard format for letters of credit; Since then, and re-enacted in 1970 to 268 publications, published and be known as the "single letter of credit cards with the format" (Standard Forms for the Issuing of Documentary Credit); 1979, the International Chamber of Commerce Publication No. 323 again to announce a new standard format, in 1984 have been amended. Although developed by the International Chamber of Commerce standard format has not been accepted by all banks, but to formulate a unified format of the trend is irresistible. And in some countries and some areas have been some breakthroughs. The United States as early as 1922 to have developed a set of standard format, known as "commercial letters of credit format of the General Assembly" (Commercial Credit Conference Form), but because of individual banks and the terms of their form of differences of opinion too much, not yet a comprehensive final Used. This also shows that the unity of the United States attaches importance to the format of letters of credit. In the international standby letters of credit business, the format has been used by the high degree of unity, but also to the international letters of credit business in a uniform format, the terms of reunification provisions provide the basis and reference samples. There is every reason to believe that the International Chamber of Commerce in the near future, we will develop the unity of all nations to accept the letter of credit format, this format should be based on the full balance of the parties on the basis of letters of credit, letters of credit to the "benefit People fraud "and" soft terms of fraud, "the possibility for the minimum.