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insurance effected by buyer
per instructions received from FAMILY DOLLAR SERVICE., INC. any and all charges for amendments to this lc required by the beneficiary are for beneficiary's account and will be deducted at the time the document are presented and accepted for payment.
this is not an installment credit, therefore UCP 500 article 41 does not apply.

解答:

保险由买方承担
根据FAMILY DOLLAR SERVICE., INC的规定,由受益人要求对本信用证进行修改所产生的的任何及一切费用,均在受益人出示本单证要求付款并被接受时,由受益人的帐户中扣除.
本和悦不是分期付款信贷,因此UCP500中的第41条条款不适用于本合约.