由“次贷危机”这只“美国蝴蝶”扇动翅膀所引发的金融海啸已经演变成为全球性金融危机,格林斯潘称之为进百年来最严重的金融危机。在此冲击下,全球经济一片风声鹤唳,同时危机也不可避免地对中国经济发展造成一定的影响，特别是对中国现代企业的影响.目前我国企业面临着资金短缺,资本结构不合理现象较为普遍,负债利息率过高,企业负担过重,严重影响企业的生存和发展.作为企业财务人员应该增强风险意识，充分了解财务风险的成因，建立完善风险控制机制，防范和化解企业发展中的各种财务风险，确保企业向着合理、科学、健康的方向发展。

in"time loan crisis" to cause of finance the tidal wave have already turned in to become global finance crisis, grillage Si Pan call it as to come into a hundred years most severity of finance crisis.Pound at at this bottom, world economy the one be nervous atmosphere of war and turmoil, in the meantime crisis also inevitably to China economy development result in certain of influence, especially to China modern business enterprise of influence.Currently our country the business enterprise face a funds missing, capital structure not reasonable the phenomenon be more widespread, liabilities the interest rate lead Gao, business enterprise burden over-weight, severity influence business enterprise of existence and development.Be a business enterprise finance personnel should strengthen risk consciousness, full understanding become of financial risk because of, establishment perfect risk control mechanism, guard against with dissolve a business enterprise development medium of various financial risk, insure business enterprise facing reasonable, science, health of direction development.