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问题: 请问这句该怎么翻译

它是期末该贷款的账面价值与其预计未来可收回金额的现值之间的差额

解答:

它是期末该贷款的账面价值与其预计未来可收回金额的现值之间的差额
It is the final balance between the book value of the loan and the present value of its prospective recoverable amount in the future.

【1】balance [商] 收支差额, 结余, 余额
【2】期末的差额是指 金额回收之后。即final balance
【3】prospective recoverable amount 预期的回笼金额